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The Homebuyer's Role

HOME BUYER’S ROLE

 

ASK ME A LOT OF QUESTIONS.  THERE IS NO QUESTION TOO INSIGNIFICANT TO ASK!

Meet with your lender and provide him/her with the items on the loan application checklist.

Determine your purchasing power by choosing a financing option.

Go with me to view the homes you’ve selected.

Make an offer on a home that’s right for you.

When all parties agree on the terms of the contract, attend the scheduled inspections.

Inform your lender that you have ratified a contract. 

Obtain a hazard insurance policy and pay for one year in advance.  Forward a copy of the policy to your lender.

Make your moving arrangements prior to settlement.  Complete a change of address form with your creditors and the post office. Contact the local utility companies and put service in your name effective the date of settlement or rent back.

Obtain a certified or cashier’s check made payable to the title company.

Attend the final walk-thru and settlement.

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