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Loan App Checklist



  •          Addresses for two full years
  •          Gross monthly income
  •          W-2’s, if available
  •          Proof of pensions, retirement, disability or Social Security
  •          Proof of income from rentals, investments, etc.
  •          Year to date pay stub
  •          If self-employed:
          Two years 1040 Tax Returns
          Current year profit and loss statement


  •          Each creditor’s name, address, and type of account
  •          Account numbers
  •          Monthly payments and approximate balances
  •          Amount of child care expenses


  •          Names and addresses of saving institutions
  •          Account numbers for all accounts
  •          Type of accounts and present balances


  •          List of assets in stocks, bonds, land
  •          Life insurance cash value (documented if used as cash down payment)
  •          If applicant is selling a home, a copy of sales contracts
  •          Social Security numbers for all parties
  •          Veterans—Certificate of Eligibility & DD-214
  •          Cash or check to pay for application fee

Real Estate Agents

  •          Copy of sales agreement
  •          Copy of listing on property
  •          Instructions on how appraiser is to gain entrance
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